Housing

Shared owners face a triple whammy: rising mortgage payments, rises in the rental charge on the portion of the property they don’t own, and ever-rising service charges. And worst of all? They virtually can't get out. 

Landlords in London's artsy warehouse district are following the old playbook: rent out cheaply, let creative tenants liven up the place, then kick them out and cash in. But this time, residents are fighting back.  

Residents in Urmston are locked in a bitter struggle with their management company. They are paying "extortionate fees", but have no idea where that money is going. 

Panic and greed fuel spike in tenants being evicted under the infamous "Section 21" - but the stage for the crisis has been set by decades of bad policy. 

More and more people are paying rent to their mates - but this leaves occupiers unprotected and unsure of their rights. 

The division between "freehold" and "leasehold" is a monster hybrid of medieval law and postwar housing booms, unique to England and Wales. The cross-party move for reform has been stymied by Tory leadership convulsions. Now campaigners hope it can get back on track. 

Yes, prices could crash. No, it won’t help you.